LoansBaba Privacy Policy – Updated & Secure (2025)
The LoansBaba Privacy Policy explains how we collect, use, store, and protect your information as per RBI and IT Act guidelines. By using our website or services, you agree to this Privacy Policy.
1. Information We Collect
LoansBaba collects only the information required for loan processing and verification.
Personal Information: Name, Email, Phone, DOB, Gender, Address
KYC Information: Aadhaar, PAN, Passport/Voter ID, Photo, Address Proof
Financial Information: Salary, Income docs, Bank statements, ITR/Form 16, Employment details, Loan history, Credit Score (with consent)
Technical Data: IP address, Device details, Browser info, Cookies, Website usage
Communication Data: WhatsApp messages, Call interaction logs, Emails, Lead forms, Chatbot data
2. How We Use Your Information
Loan eligibility checking, risk profiling, forwarding applications to banks/NBFCs (with consent), KYC verification, personalized loan offers, customer support, fraud prevention, analytics, WhatsApp/SMS/email notifications, legal compliance.
3. Information Sharing
LoansBaba never sells your data.
With Banks/NBFCs (With Consent): For loan application processing
With Service Providers: Document processing, tech support, SMS/WhatsApp API, analytics tools
Legal Requirement: If requested by law enforcement or court order
4. Cookies & Tracking
Cookies help improve your experience, auto-fill forms, analyze traffic, and personalize content. You may disable cookies anytime.
5. Data Security & Protection
LoansBaba follows strong data security standards: encrypted servers, SSL-secured website, staff access control, secure storage, regular backups. While we ensure maximum security, no digital system guarantees 100%.
6. User Rights
You can request data access, correction, deletion, consent withdrawal, or opt-out of marketing communication anytime.
Email: loansbaba7@gmail.com
7. WhatsApp / SMS / Call Consent
By sharing your number, you consent to receiving updates, reminders, and notifications. You may opt out at any time.
8. Children’s Privacy
LoansBaba does not collect or process data of anyone under 18 years of age.
9. External Links
External website links on our site are not covered under the LoansBaba Privacy Policy. We are not responsible for their content.
10. Policy Updates
LoansBaba may update this Privacy Policy anytime. The latest version will always be available on this page.
11. Grievance Officer
Name: Kavita Shakya
Designation: Manager
Email: kavita.s@teammoneyservices.com
Phone: +91-98111 73474
Timing: Mon–Sat, 10 AM–6 PM
12. Contact Us
Email: loansbaba7@gmail.com
Website: www.loansbaba.com